Medical Plans

Benjamin Franklin said- One thing is inevitable, death and taxes.  Now, in the twenty-first century we have medical plans.  Human beings live a long time if they eat right and aren’t poisoned, and the only thing that curtails a lifespan is infectious disease.  Then came sulfa, penicillin and a myriad of fungal based antibiotics that help humankind extend their lifespan into the hundreds.  We should be in good stead, all of us, is this true.  The oldest of our kind who saw the nineteenth and twentieth century, before they died stipulated that life was of better quality in the nineteenth century than it is today, because of the rise of cancer and degenerative diseases.  In Cotrans’ Clinical Pathology, he extrapolates the rise of cancer on a graph on an exponential basis because everything, foodstuffs, pharmaceutical drugs and health food additives are laced with oil-based chemicals, courtesy of the organic chemists graduated by major universities.  What appears now are medical plans.

If a citizen of the United States, of the 80 percent, the wage earners who are the substance of the nation, the salt of the earth need medical care, their employers through the federal mandate of universal medical care,  and up to one half of the hourly wage earmarks to medical plans and if the citizens are lucky to be employed in a union affiliated segment, the employer matches this amount and designates it to a plan to be reimbursed to the employed if necessary.

These plans are corporations set up by the 20 percent to provide medical care to the wage earners.   The plans feed from government subsidies and as everyone knows, and is published and admonished, one third of the gross national products ends up being allocated to health care and its subsidies.  The plans exist by the staffing of administrators that make upwards of 100K a year and do nothing more than shuffle papers and deny wage earning folks’ medical care.  Of course, the plan is free, with free dentistry, opticians, gyms, perks and more that access by the given of a copayment in addition to any medicine incurred during the outing.  The main design of plans is to give the 20 percent easy jobs that earn 100k a year and keep them employed and happy in wealthy suburbs.  The type of professionals that serve in the plans are minimum and the administrators choose the cheapest professionals in the area that they can find.   Good medicine costs a lot of money!  If a patient needs a specialist, they often have to travel one hour or more by car to another area to get the advanced treatment they deserve, and the reason patients have to travel is that these specialists are the cheapest the plan can hire in an area.   Excellent physicians in town cost an arm and a leg. 

Presidents and politicians, every day elaborate how dedicated and humanitarian they are by supporting health care but health care plans offer minimal health care and are at their best supporting the 20 percent.  As already said, health care is an enormous burden and one third of the national budget goes to health care.  The medical care the working class gets is not worth a grain of salt, and they have to pay for it anyway, directly or indirectly. 

If a United States Citizen makes it to social security by paying a third of their income taxes into the health care system via SSI, they get social security income and hospital care as defined by part A.   To get access to an outside specialist, he and she must buy part B which permits them to pay twenty percent of the hundred percent debited to the health care system.  It is interesting to note that most people who need part B are wage earners with degenerative disease due to their occupations and they simply cannot afford the 20 percent! Then the administrators give us part C, and part D for drugs and Medigap which covers all the ancillary costs not provided by part A and B, which the 80 percent have to pay for.  The plans provided by corporate health care businesses are free too, but like all other plans the money earned by the plan ends up in the pockets of the administrators, not the poor and sick who need them the most.  The medical care the 80 percent get for one third of the national budget is not worth the paper it is written on.   Excellent medical physicians become millionaires and they deserve the money for what they do but the poor do not have access to them because they can not afford it. A career insurance man told me once to buy all the health insurance you can afford because the hospitals which are a profit center eat up every cent. 

What the 80 percent get for their hard work, dedication, and perseverance is mal-diagnosis, physicians refusing to treat active disease and unnecessary surgery.  The plans pay for NMR, PET, diagnostic dye studies and biopsies, which for the most part are unnecessary modalities that help the patient very little but rack up billions of dollars for hospital and health maintenance corporations.  Most disease can be diagnosed by comprehensive blood chemistry, clinical appearance and an x-ray.   Most of the questions in the national board of clinical internists an eight-hour exam, revolve off of a single diagnostic x-ray.  Let this author make it clear that excellent physicians deserve to roll around in Cadillacs and Mercedes-Benz luxury coupes, but most physicians don’t.    

My grandfather told me that if you are not part of the solution, you are part of the problem so keep your mouth shut.   William Shakespeare capitulated that the pen is mightier than the sword so takes it for what it is worth.  The people who are this nation, the workers that maintain the infrastructure, and the veterans that give up their lives for the country deserve the best medical care that the government can provide.   The twenty percent should pay out of pocket.   Organ transplants last at best five years so is a transplant and ancillary health care worth millions of dollars debited to the federal government?

The cure is excellent accounting.    All people have the right of seeing the closest physician of their choosing and changing if necessary.  They don’t want a plan that sends them to a quack who makes his or her money and then farms these patients to a specialist one hour away.   The government does not need the private infrastructure to manage health care.   Each physician should handle their own billing or not get paid.  Lastly and not least.  Working people deserve to use the best physicians and the government should reimburse adequately for their services.  This matter is open to the physicians and the medical administrators of the government who are in their employ.   We the people of the United States…………promote the general welfare and secure the blessings of liberty for OURSELVES and our posterity.  Good medicine is not a business; it is a service under God.  

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